********* CALIFORNIA ********** (Based on Conforming Loan $484K, High-Balance Loan $726K, Jumbo Loan $800K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.625 | 4.125 | 4.500 | 4.125 | ------ | ------ |
>$453K | 4.750 | 4.250 | ------ | ------ | 4.250 | ------ |
Jumbo | 5.000 | 4.625 | ------ | ------ | 4.375 | 4.500 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.750 | 4.375 | 4.625 | 4.375 | ------ | ------ |
>$453K | 4.875 | 4.500 | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.500 | 3.875 | 4.375 | 3.875 | 4.125 | 4.250 |
APR | 4.530 | 3.964 | 4.402 | 4.004 | 4.165 | 4.290 |
|
>$453K | 4.625 | 4.125 | ------ | ------ | 4.125 | ------ |
APR | 4.668 | 4.161 | ------ | ------ | 4.156 | ------ |
|
Jumbo | 4.750 | 4.125 | ------ | ------ | 4.000 | 4.125 |
APR | 4.778 | 4.192 | ------ | ------ | 4.037 | 4.152 |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 5.000 | 4.625 | 4.875 | 4.625 | ------ | ------ |
APR | 5.042 | 4.716 | 4.917 | 4.756 | ------ | ------ |
|
*********** MARYLAND *********** (Based on Conforming Loan $484K, High-Balance Loan $726K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.625 | 4.125 | 4.500 | 4.125 | 4.250 | 4.375 |
>$453K | 5.000 | 4.625 | ------ | ------ | 4.375 | 4.500 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.750 | 4.375 | 4.625 | 4.375 | ------ | ------ |
>$453K | 5.125 | 4.625 | 4.875 | ------ | 4.375 | 4.500 |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.500 | 3.875 | 4.375 | 3.875 | 4.125 | 4.250 |
APR | 4.501 | 3.913 | 4.361 | 3.930 | 4.136 | 4.261 |
|
>$453K | 4.750 | 4.125 | ------ | ------ | 4.000 | 4.125 |
APR | 4.753 | 4.148 | ------ | ------ | 4.013 | 4.127 |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 5.000 | 4.625 | 4.875 | 4.625 | ------ | ------ |
APR | 5.012 | 4.664 | 4.876 | 4.680 | ------ | ------ |
|
********** VIRGINIA *********** (Based on Conforming Loan $484K, High-Balance Loan $726K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.750 | 4.125 | 4.500 | 4.125 | ------ | ------ |
>$453K | 5.250 | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.875 | 4.375 | 4.750 | 4.375 | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.500 | 3.875 | 4.375 | 3.875 | 4.125 | 4.250 |
APR | 4.494 | 3.920 | 4.367 | 3.939 | 4.140 | 4.265 |
|
>$453K | 4.750 | 4.125 | ------ | ------ | 4.000 | 4.125 |
APR | 4.755 | 4.153 | ------ | ------ | 4.015 | 4.130 |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 5.000 | 4.625 | 4.875 | 4.625 | ------ | ------ |
APR | 5.005 | 4.671 | 4.881 | 4.690 | ------ | ------ |
|
********* TEXAS ********* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.750 | 4.375 | 4.625 | 4.375 | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.500 | 4.625 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 5.500 | 5.125 | 5.625 | ------ | ------ | ------ |
>$453K | 5.250 | 4.875 | 5.000 | ------ | 4.625 | 4.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.375 | 3.875 | 4.250 | 3.875 | 4.125 | 4.250 |
APR | 4.427 | 3.928 | 4.321 | 3.952 | 4.166 | 4.291 |
|
>$453K | 5.000 | 4.500 | 4.750 | ------ | 4.250 | 4.375 |
APR | 4.997 | 4.533 | 4.747 | ------ | 4.253 | 4.378 |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.875 | 4.625 | 4.875 | 4.625 | ------ | ------ |
APR | 4.917 | 4.679 | 4.888 | 4.703 | ------ | ------ |
|
******** FLORIDA ******** (Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.875 | 4.625 | 4.875 | 4.625 | ------ | ------ |
>$453K | 5.625 | 5.125 | 5.375 | ------ | 5.125 | 5.000 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 5.125 | ------ | 5.000 | ------ | ------ | ------ |
>$453K | 5.625 | 5.125 | 5.375 | ------ | 5.125 | 5.000 |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.500 | 3.875 | 4.375 | 3.875 | 4.125 | 4.250 |
APR | 4.508 | 3.944 | 4.386 | 3.975 | 4.164 | 4.289 |
|
>$453K | 5.000 | 4.500 | 4.750 | ------ | 4.250 | 4.375 |
APR | 4.998 | 4.534 | 4.747 | ------ | 4.253 | 4.378 |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.875 | 4.625 | 4.875 | 4.625 | ------ | ------ |
APR | 4.927 | 4.695 | 4.901 | 4.726 | ------ | ------ |
|
******** GEORGIA ******** (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.750 | 4.375 | 4.625 | 4.375 | ------ | ------ |
>$453K | 5.250 | ------ | ------ | ------ | ------ | ------ |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.875 | 4.625 | 4.875 | 4.625 | ------ | ------ |
>$453K | 5.375 | 4.875 | 5.125 | ------ | 4.625 | 4.625 |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.500 | 3.875 | 4.375 | 3.875 | 4.125 | 4.250 |
APR | 4.523 | 3.970 | 4.406 | 4.012 | 4.179 | 4.304 |
|
>$453K | 4.750 | 4.125 | ------ | ------ | 4.000 | 4.125 |
APR | 4.762 | 4.164 | ------ | ------ | 4.022 | 4.136 |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.875 | 4.625 | 4.875 | 4.625 | ------ | ------ |
APR | 4.942 | 4.722 | 4.922 | 4.764 | ------ | ------ |
|
******** WASHINGTON ******** (Based on Conforming Loan $484K, High-Balance Loan $726K, Jumbo Loan $800K. See other assumptions at the bottom of the post) |
|
PRIMARY RESIDENCE - REGULAR REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.625 | 4.125 | 4.500 | 4.125 | 4.250 | 4.375 |
>$453K | 5.000 | 4.625 | ------ | ------ | 4.375 | 4.500 |
Jumbo | 5.000 | 4.500 | ------ | ------ | 4.250 | 4.375 |
|
PRIMARY RESIDENCE - CASH-OUT REFINANCE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.750 | 4.375 | 4.625 | 4.375 | ------ | ------ |
>$453K | 5.125 | 4.625 | 4.875 | ------ | 4.375 | 4.500 |
|
PRIMARY RESIDENCE - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 4.500 | 3.875 | 4.375 | 3.875 | 4.125 | 4.250 |
APR | 4.500 | 3.912 | 4.360 | 3.928 | 4.135 | 4.261 |
|
>$453K | 4.750 | 4.125 | ------ | ------ | 4.000 | 4.125 |
APR | 4.752 | 4.147 | ------ | ------ | 4.012 | 4.127 |
|
Jumbo | 4.750 | 4.125 | ------ | ------ | 4.000 | 4.125 |
APR | 4.747 | 4.138 | ------ | ------ | 4.007 | 4.122 |
|
INVESTMENT PROPERTY - PURCHASE: |
| 30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM |
<=$453K | 5.000 | 4.625 | 4.875 | 4.625 | ------ | ------ |
APR | 5.011 | 4.663 | 4.875 | 4.679 | ------ | ------ |