投资者预估12月贷款利率会涨

奇虎贷款-100436  10/28   5582  
4.0/1 


 




虽然今天Fed发言人陈述预计短期利率应该没什么变化,但是在对媒体做陈述时隐晦的指出实际怎么样要等到12月份的meeting见分晓,市场对这种不确 定做出强烈反应,股票市场大涨,短期债券yield也上涨。今天的lender中盘纷纷开始调差能提供给消费者的市场利率。个人认为,在市场已经开始对这种消 息有消化的情况下,利率不一定会等到12月份再有变化,而是很有可能在11月就做出反应,等到12月份的时候有可能因为消息已经被消化反而不会有太大的波 动。当然,正如文章所说,还有一个重要指标就是后面的就业报告情况。
    
另外,如果利率还没有锁的可以去问一下自己的loan officer看看具体case的情况,能锁了就尽量锁了。
        
摘要:
  
“Short-term Treasury yields spiked Wednesday, posting their largest single-day huaren.us since early February, after theFederal Reserve kept interest rates unchanged but hinted at a potential rate hike at its December meeting
        
"We think this statement leaves open the door for an initial rate hike at the December meeting, although should dataremain softer in the year's last quarter, clearly the hike could be pushed off until early 2016,"
        
“The market's expectations of a December rate hike increased sharply after the release, according to the CME Group'sFed Watch Too......"

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