【房贷利率】9月1日星期四

奇虎贷款-100436 09/01 6337

4.0/1

注：奇虎贷款能提供以下身份的贷款：
(1) 学生仍在OPT期间，使用EAD卡工作，还没有H1B，利率与公民无异;
(2) F1 OPT/EAD 的jumbo loan（比如没有抽到H1B用EAD卡工作）;
(3) J1/J2签证，利率与公民无异;
(4) H1B, O-1, L-1 Visa的Jumbo loan;
(5) 纯外国人贷款

SUMMARY：今天（09月01日星期四)开盘时的房贷利率价格和上个工作日相比持平。目前
重新贷款40万左右的利率，30年固定利率稳定在3.375%，15年固定利率稳定在2.750%，
5/1 ARM稳定在2.875%。购房贷款40万左右，30年固定的利率稳定在3.250%，15年固定
利率稳定在2.500%，5/1 ARM下降为2.750%.

注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound
account的利率。

*************** CALIFORNIA ***************** (Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K**. See other assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.375	2.750	3.250	2.625	2.875	3.250
>$417K	3.550	2.875	3.375	2.875	3.375	3.375
Jumbo	3.875	3.500	------	------	3.250	3.250

PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.500	2.750	3.375	2.750	3.125	3.375
>$417K	3.950	3.375	3.750	------	3.500	3.375

PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.250	2.500	3.125	2.500	2.750	2.875
APR	3.278	2.590	3.144	2.527	2.784	2.924

>$417K	3.375	2.750	3.250	2.750	3.125	3.125
APR	3.421	2.806	3.312	2.783	3.150	3.169

Jumbo	3.750	3.250	------	------	3.125	3.000
APR	3.775	3.313	------	------	3.149	3.040

INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	2.990	3.375	2.875	3.500	3.625
APR	3.660	3.066	3.441	3.017	3.557	3.662

************** MARYLAND ************ (Based on Conforming Loan $380K, High-Balance Loan $550K**. See other assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.375	2.750	3.125	2.500	2.875	3.125
>$417K	4.000	3.625	------	------	3.250	3.250

PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.500	2.750	3.250	2.750	3.125	3.375
>$417K	4.000	3.625	------	------	3.375	3.250

PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.200	2.500	3.125	2.500	2.750	2.875
APR	3.223	2.540	3.097	2.455	2.752	2.897

>$417K	3.750	3.375	------	------	3.000	3.000
APR	3.751	3.388	------	------	3.011	3.017

INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	2.990	3.375	2.875	3.500	3.625
APR	3.632	3.006	3.393	2.944	3.523	3.628

************* VIRGINIA ************ (Based on Conforming Loan $380K, High-Balance Loan $550K**. See other assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.490	2.750	3.250	2.750	3.000	3.250
>$417K	4.625	------	------	------	3.500	------

PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.500	2.875	3.375	2.750	3.250	3.500
>$417K	------	------	------	------	3.500	------

PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.200	2.500	3.125	2.500	2.750	2.875
APR	3.227	2.547	3.102	2.465	2.756	2.881

>$417K	3.750	3.375	------	------	3.000	3.000
APR	3.753	3.393	------	------	3.014	3.019

INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	2.990	3.375	2.875	3.500	3.625
APR	3.625	3.012	3.399	2.954	3.526	3.631

************** TEXAS ************ (Based on Conforming Loan $200K, Jumbo Loan $500K**. See other assumptions at the bottom of the post)

PRIMARY RESIDENCE - REGULAR REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.500	2.750	3.375	2.750	3.125	3.375
>$417K	------	------	------	------	3.375	------

PRIMARY RESIDENCE - CASH-OUT REFINANCE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	3.000	3.500	3.000	3.625	3.750
>$417K	4.625	------	------	------	3.500	------

PRIMARY RESIDENCE - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.250	2.500	3.125	2.500	2.750	2.875
APR	3.275	2.588	3.115	2.525	2.764	2.923

>$417K	3.750	3.375	------	------	3.000	3.000
APR	3.749	3.386	------	------	3.010	3.015

INVESTMENT PROPERTY - PURCHASE:
	30-Yr	15-Yr	20-Yr	10-Yr	5/1 ARM	7/1 ARM
<=$417K	3.625	2.990	3.375	2.875	3.500	3.625
APR	3.630	3.061	3.437	2.966	3.535	3.659

Please note that the rates are subject to mid-day changes. This is

especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款
，需要收point才能做。

奇虎贷款目前能做CA、GA、MD, TX和VA等5个州的房屋贷款，欢迎查询：

Northern California:

1525 McCarthy Blvd, Ste 1084

Milpitas, CA 95035

Phone: (408) 883-8283
Fax: (877) 442-7883
arli@circlesquaremortgage.com

Southern California:
780 Roosevelt, Ste 120
Irvine, CA 92620
Phone: (949) 829-3863
Fax: (877) 442-7883

irvineoffice@circlesquaremortgage.com

Texas:

2775 Villa Creek Road, Ste 124

Dallas, TX 75234

Phone: (866) 269-9847

Fax: (877) 442-7883

NMLS ID 1169300 CA BRE Lic 01950932

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【房贷利率】9月1日 星期四

【房贷利率】9月1日星期四