【房贷利率】8月31日星期四(利率持平)
奇虎贷款-100436 08/31 7931
SUMMARY:今天(8月31日 星期四)开盘时的房贷利率价格和上个工作日相比持平。目前
重新贷款40万左右的利率,30年固定利率保持在3.750%,15年固定利率保持在3.000%,
5/1 ARM利率保持在3.125%。购房贷款40万左右,30年固定利率保持在3.625%,15年固定
利率保持在2.875%,5/1 ARM利率保持在3.000%.
注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound
account的利率。
************ CALIFORNIA ************* (Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.000 | 3.500 | 2.875 | 3.125 | 3.375 |
>$424K | 3.875 | 3.125 | 3.750 | ------ | 3.500 | 3.625 |
Jumbo | 3.875 | 3.500 | 4.250 | ------ | 3.250 | 3.375 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.125 | 3.625 | 3.000 | 3.625 | 3.750 |
>$424K | 4.250 | 3.750 | 4.000 | ------ | 3.500 | 3.750 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.375 | 2.750 | 3.000 | 3.125 |
APR | 3.650 | 2.937 | 3.427 | 2.840 | 3.034 | 3.179 |
>$424K | 3.750 | 3.000 | 3.625 | ------ | 3.250 | 3.375 |
APR | 3.785 | 3.074 | 3.665 | ------ | 3.287 | 3.413 |
Jumbo | 3.750 | 3.375 | 4.125 | ------ | 3.125 | 3.125 |
APR | 3.774 | 3.396 | 4.151 | ------ | 3.143 | 3.159 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | 3.375 | 3.625 |
APR | 4.046 | 3.456 | 3.896 | 3.466 | 3.411 | 3.662 |
*********** MARYLAND ************ (Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.000 | 3.500 | 2.875 | 3.125 | 3.375 |
>$424K | 4.000 | 3.625 | 4.250 | ------ | 3.375 | 3.500 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.125 | 3.625 | 3.000 | 3.500 | 3.750 |
>$424K | 4.000 | 3.750 | 4.250 | ------ | 3.500 | 3.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.375 | 2.750 | 3.000 | 3.125 |
APR | 3.621 | 2.887 | 3.385 | 2.767 | 3.006 | 3.151 |
>$424K | 3.750 | 3.375 | 4.125 | ------ | 3.125 | 3.250 |
APR | 3.759 | 3.390 | 4.117 | ------ | 3.140 | 3.247 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | 3.375 | 3.625 |
APR | 4.017 | 3.405 | 3.856 | 3.392 | 3.384 | 3.634 |
********** VIRGINIA ************* (Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.125 | 3.500 | 3.000 | 3.375 | 3.500 |
>$424K | 4.000 | 3.750 | 4.375 | ------ | 3.625 | 3.625 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.750 | 3.125 | 3.750 | 3.875 |
>$424K | 4.125 | 3.875 | 4.375 | ------ | 3.625 | 3.750 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.375 | 2.750 | 3.000 | 3.125 |
APR | 3.615 | 2.893 | 3.382 | 2.777 | 3.010 | 3.155 |
>$424K | 3.750 | 3.375 | 4.125 | ------ | 3.125 | 3.250 |
APR | 3.761 | 3.395 | 4.121 | ------ | 3.142 | 3.250 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.750 | 3.375 | 3.375 | 3.625 |
APR | 4.011 | 3.412 | 3.794 | 3.402 | 3.387 | 3.637 |
********** TEXAS *********** (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.125 | 3.625 | 3.000 | 3.875 | 3.875 |
>$424K | 4.000 | 3.750 | 4.375 | ------ | 3.625 | 3.625 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.500 | 3.875 | 3.500 | ------ | 4.125 |
>$424K | 4.125 | 3.875 | 4.375 | ------ | 3.750 | 3.750 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.500 | 2.750 | 3.375 | 2.750 | 3.000 | 3.125 |
APR | 3.555 | 2.848 | 3.419 | 2.789 | 3.034 | 3.179 |
>$424K | 3.875 | 3.375 | 4.125 | ------ | 3.125 | 3.250 |
APR | 3.855 | 3.391 | 4.122 | ------ | 3.140 | 3.248 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.750 | 3.125 | 3.375 | 3.625 |
APR | 4.015 | 3.420 | 3.814 | 3.269 | 3.432 | 3.666 |
*********** FLORIDA *********** (Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.750 | 3.125 | ------ | 4.125 |
>$424K | 4.250 | 4.000 | 4.750 | ------ | 4.250 | 4.000 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.500 | 3.875 | 3.500 | ------ | 4.500 |
>$424K | 4.250 | 4.375 | 4.750 | ------ | 4.250 | 4.125 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.375 | 2.750 | 3.000 | 3.125 |
APR | 3.628 | 2.917 | 3.442 | 2.811 | 3.033 | 3.178 |
>$424K | 3.875 | 3.375 | 4.125 | ------ | 3.125 | 3.250 |
APR | 3.857 | 3.396 | 4.122 | ------ | 3.143 | 3.251 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.750 | 3.375 | 3.375 | 3.625 |
APR | 4.024 | 3.436 | 3.826 | 3.437 | 3.432 | 3.683 |
*********** GEORGIA ************ (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.750 | 3.125 | 3.875 | 3.990 |
>$424K | 4.125 | 3.750 | 4.500 | ------ | 3.750 | 3.750 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | ------ | 4.250 |
>$424K | 4.125 | 3.875 | 4.500 | ------ | 3.750 | 3.875 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.375 | 2.750 | 3.000 | 3.125 |
APR | 3.643 | 2.942 | 3.457 | 2.848 | 3.047 | 3.192 |
>$424K | 3.750 | 3.375 | 4.125 | ------ | 3.125 | 3.250 |
APR | 3.767 | 3.406 | 4.130 | ------ | 3.148 | 3.256 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.750 | 3.375 | 3.375 | 3.625 |
APR | 4.039 | 3.461 | 3.847 | 3.474 | 3.447 | 3.698 |
************ WASHINGTON ************ (Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.000 | 3.500 | 2.875 | 3.125 | 3.375 |
>$424K | 4.000 | 3.625 | 4.250 | ------ | 3.375 | 3.500 |
Jumbo | 3.875 | 3.500 | 4.250 | ------ | 3.250 | 3.375 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.125 | 3.625 | 3.000 | 3.500 | 3.750 |
>$424K | 4.000 | 3.750 | 4.250 | ------ | 3.500 | 3.500 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.375 | 2.750 | 3.000 | 3.125 |
APR | 3.621 | 2.886 | 3.376 | 2.766 | 3.006 | 3.151 |
>$424K | 3.750 | 3.375 | 4.125 | ------ | 3.125 | 3.250 |
APR | 3.758 | 3.389 | 4.117 | ------ | 3.139 | 3.247 |
Jumbo | 3.750 | 3.375 | 4.125 | ------ | 3.125 | 3.125 |
APR | 3.744 | 3.344 | 4.109 | ------ | 3.115 | 3.131 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.750 | 3.375 | 3.375 | 3.625 |
APR | 4.017 | 3.404 | 3.788 | 3.391 | 3.383 | 3.633 |
Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.
Rates above are based on the following assumptions:
1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- <=75% for Primary Residence Conforming Refinance & Purchase;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase;
- <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.
注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。
奇虎贷款目前能做CA、GA、FL, MD, TX, VA和WA等7个州的房屋贷款,欢迎查询:
Northern California:
1525 McCarthy Blvd, Ste 1084
Milpitas, CA 95035
Phone: (408) 883-8283
Fax: (877) 442-7883
arli@tigerloans.com
Southern California:
780 Roosevelt, Ste 120
Irvine, CA 92620
Phone: (310) 667-6263
Fax: (877) 442-7883
apply@tigerloans.com