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【房贷利率】3月8日星期三

奇虎贷款利率

奇虎贷款-100436 03/08 5916

4.0/1

注：奇虎贷款能提供以下身份的贷款：

(1) 学生仍在OPT期间，使用EAD卡工作，还没有H1B，利率与公民无异;
(2) F1 OPT/EAD 的jumbo loan（比如没有抽到H1B用EAD卡工作）;
(3) J1/J2签证，利率与公民无异;
(4) H1B, O-1, L-1 Visa的Jumbo loan;
(5) 纯外国人贷款

SUMMARY：今天（3月8日星期三)开盘时的房贷利率价格和上个工作日相比变差。目前
重新贷款40万左右的利率，30年固定利率稳定在4.125%，15年固定利率上升至3.375%，
5/1 ARM利率上升至3.375%。购房贷款40万左右，30年固定利率上升至4.125%，15年固定
利率保持在3.250%，5/1 ARM利率保持在3.125%.
注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound
account的利率。
*** CALIFORNIA
(Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.125 3.375 3.950 3.250 3.375 3.500
>$424K 4.375 3.500 4.250 3.500 4.000 4.000
Jumbo 4.375 4.000 4.500 ------ 3.750 3.875
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.250 3.500 4.125 3.375 3.750 3.875
>$424K 4.500 4.125 4.500 ------ 4.000 4.125
PRIMARY RESIDENCE - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.125 3.250 3.875 3.250 3.125 3.375
APR 4.130 3.294 3.924 3.235 3.169 3.409
>$424K 4.200 3.375 4.125 3.375 3.625 3.750
APR 4.231 3.432 4.170 3.448 3.672 3.796
Jumbo 4.250 3.875 4.375 ------ 3.625 3.750
APR 4.291 3.941 4.398 ------ 3.648 3.772
INVESTMENT PROPERTY - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.500 3.750 4.250 3.625 3.875 4.000
APR 4.515 3.832 4.312 3.743 3.907 4.032
MARYLAND *
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.125 3.375 3.950 3.250 3.375 3.500
>$424K 4.375 4.125 4.500 ------ 3.875 3.875
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.250 3.500 4.125 3.375 3.625 3.875
>$424K 4.500 4.125 4.500 ------ 3.875 4.000
PRIMARY RESIDENCE - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.125 3.250 3.875 3.125 3.125 3.375
APR 4.101 3.244 3.881 3.195 3.141 3.382
>$424K 4.250 4.000 4.375 ------ 3.625 3.750
APR 4.266 3.998 4.362 ------ 3.624 3.748
INVESTMENT PROPERTY - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.500 3.750 4.250 3.625 3.875 4.000
APR 4.486 3.780 4.269 3.669 3.878 4.003
* VIRGINIA
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.250 3.375 4.000 3.375 3.500 3.750
>$424K 4.875 4.250 4.625 ------ 4.000 4.000
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.375 3.625 4.125 3.500 3.750 4.000
>$424K 4.875 4.250 4.625 ------ 4.125 4.125
PRIMARY RESIDENCE - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.125 3.250 3.875 3.125 3.125 3.375
APR 4.094 3.250 3.878 3.205 3.145 3.385
>$424K 4.250 4.000 4.375 ------ 3.625 3.750
APR 4.269 4.003 4.366 ------ 3.626 3.750
INVESTMENT PROPERTY - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.500 3.750 4.250 3.625 3.875 4.000
APR 4.479 3.787 4.265 3.679 3.882 4.007
* TEXAS ***
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.250 3.500 4.125 3.375 3.625 3.875
>$424K 4.875 4.375 4.625 ------ 4.000 4.000
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.500 3.875 4.250 3.875 ------ 4.500
>$424K 4.875 4.375 4.625 ------ 4.125 4.125
PRIMARY RESIDENCE - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.000 3.250 3.875 3.125 3.125 3.375
APR 4.047 3.259 3.909 3.271 3.162 3.410
>$424K 4.250 4.000 4.375 ------ 3.625 3.750
APR 4.264 3.996 4.366 ------ 3.622 3.746
INVESTMENT PROPERTY - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.375 3.625 4.250 3.500 3.875 4.000
APR 4.423 3.726 4.297 3.645 3.923 4.048
* FLORIDA ****
(Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.375 3.625 4.250 3.500 ------ ------
>$424K 5.125 4.625 4.875 ------ 4.250 4.375
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.500 3.875 4.375 3.750 ------ ------
>$424K 5.125 4.625 4.875 ------ 4.375 4.375
PRIMARY RESIDENCE - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.000 3.250 3.875 3.125 3.125 3.375
APR 4.056 3.274 3.927 3.264 3.168 3.408
>$424K 4.250 4.000 4.375 ------ 3.625 3.750
APR 4.269 4.004 4.366 ------ 3.627 3.751
INVESTMENT PROPERTY - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.375 3.750 4.250 3.625 3.875 4.000
APR 4.432 3.811 4.299 3.714 3.924 4.049
* GEORGIA
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.375 3.500 4.125 3.500 3.750 4.000
>$424K 4.875 4.375 4.625 ------ 4.125 4.125
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.500 3.750 4.250 3.625 4.125 4.250
>$424K 4.875 4.375 4.625 ------ 4.125 4.125
PRIMARY RESIDENCE - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.000 3.250 3.875 3.125 3.125 3.375
APR 4.071 3.300 3.947 3.301 3.182 3.423
>$424K 4.250 4.000 4.375 ------ 3.625 3.750
APR 4.275 4.014 4.374 ------ 3.632 3.756
INVESTMENT PROPERTY - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.375 3.750 4.250 3.625 3.875 4.000
APR 4.447 3.838 4.336 3.752 3.938 4.064
* WASHINGTON **
(Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.125 3.375 3.950 3.250 3.375 3.500
>$424K 4.375 4.125 4.500 ------ 3.875 3.875
Jumbo 4.375 4.000 4.375 ------ 3.625 3.750
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.250 3.500 4.125 3.375 3.625 3.875
>$424K 4.500 4.125 4.500 ------ 3.875 4.000
PRIMARY RESIDENCE - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.125 3.250 3.875 3.125 3.125 3.375
APR 4.100 3.243 3.872 3.183 3.141 3.381
>$424K 4.250 4.000 4.375 ------ 3.625 3.750
APR 4.265 3.998 4.362 ------ 3.623 3.747
Jumbo 4.250 3.875 4.375 ------ 3.500 3.625
APR 4.240 3.887 4.355 ------ 3.502 3.626
INVESTMENT PROPERTY - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.500 3.750 4.250 3.625 3.875 4.000
APR 4.485 3.779 4.259 3.667 3.878 4.003
Please note that the rates are subject to mid-day changes. This is

especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款
，需要收point才能做。

奇虎贷款目前能做CA、GA、FL, MD, TX, VA和WA等7个州的房屋贷款，欢迎查询：

Northern California:
1525 McCarthy Blvd, Ste 1084
Milpitas, CA 95035
Phone: (408) 883-8283
Fax: (877) 442-7883
arli@tigerloans.com

Southern California:
780 Roosevelt, Ste 120
Irvine, CA 92620
Phone: (949) 829-3863
Fax: (877) 442-7883
apply@tigerloans.com

Texas:
2775 Villa Creek Road, Ste 124
Dallas, TX 75234
Phone: (866) 269-9847
Fax: (877) 442-7883

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