【房贷利率】10月18日星期三(利率持平)
奇虎贷款-100436 10/18 7626
SUMMARY:今天(10月18日 星期三)开盘时的房贷利率价格和上个工作日相比持平。目前
重新贷款40万左右的利率,30年固定利率保持在3.875%,15年固定利率上升至3.250%,
5/1 ARM利率保持在3.125%。购房贷款40万左右,30年固定利率保持在3.750%,15年固定
利率上升至3.125%,5/1 ARM利率保持在2.875%.
注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound
account的利率。
************ CALIFORNIA ************** (Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.750 | 3.125 | 3.125 | 3.375 |
>$424K | 4.125 | 3.375 | 3.875 | 3.375 | 3.750 | 3.750 |
Jumbo | 4.000 | 3.750 | 4.375 | ------ | 3.625 | 3.625 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.750 | 3.375 | 3.875 | 4.000 |
>$424K | 4.250 | 3.875 | 4.000 | ------ | 3.750 | 3.750 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.125 | 3.625 | 3.000 | 2.875 | 3.125 |
APR | 3.785 | 3.169 | 3.645 | 3.116 | 2.928 | 3.169 |
>$424K | 4.000 | 3.250 | 3.750 | 3.250 | 3.250 | 3.500 |
APR | 4.016 | 3.290 | 3.779 | 3.266 | 3.295 | 3.539 |
Jumbo | 3.875 | 3.625 | 4.250 | ------ | 3.375 | 3.500 |
APR | 3.887 | 3.647 | 4.276 | ------ | 3.413 | 3.514 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.625 | 4.000 | 3.625 | 3.625 | 3.750 |
APR | 4.171 | 3.688 | 4.021 | 3.716 | 3.662 | 3.787 |
*********** MARYLAND ************* (Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.750 | 3.125 | 3.125 | 3.375 |
>$424K | 4.125 | 3.750 | 4.375 | ------ | 3.625 | 3.625 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.950 | 3.375 | 3.750 | 3.375 | 3.750 | 3.875 |
>$424K | 4.125 | 3.875 | 4.375 | ------ | 3.625 | 3.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.125 | 3.625 | 3.000 | 2.875 | 3.125 |
APR | 3.754 | 3.119 | 3.606 | 3.043 | 2.901 | 3.141 |
>$424K | 3.875 | 3.625 | 4.250 | ------ | 3.375 | 3.500 |
APR | 3.863 | 3.604 | 4.242 | ------ | 3.389 | 3.491 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.625 | 4.000 | 3.625 | 3.625 | 3.750 |
APR | 4.142 | 3.637 | 3.981 | 3.642 | 3.634 | 3.759 |
************ VIRGINIA ************** (Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.750 | 3.250 | 3.250 | 3.500 |
>$424K | 4.125 | 3.875 | 4.500 | ------ | 3.875 | 4.000 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | 4.000 | 4.000 |
>$424K | 4.750 | 4.250 | 4.500 | ------ | 3.875 | 4.000 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.125 | 3.625 | 3.000 | 2.875 | 3.125 |
APR | 3.750 | 3.125 | 3.611 | 3.053 | 2.904 | 3.145 |
>$424K | 3.875 | 3.625 | 4.250 | ------ | 3.375 | 3.500 |
APR | 3.866 | 3.608 | 4.246 | ------ | 3.392 | 3.494 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.625 | 4.000 | 3.625 | 3.625 | 3.750 |
APR | 4.136 | 3.644 | 3.986 | 3.652 | 3.637 | 3.763 |
*********** TEXAS ************ (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.750 | 3.375 | 3.875 | 4.125 |
>$424K | 4.750 | 4.250 | 4.500 | ------ | 3.875 | 4.000 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.250 | 3.750 | 4.125 | 3.750 | ------ | 4.750 |
>$424K | 4.750 | 4.250 | 4.500 | ------ | 4.000 | 4.000 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.000 | 3.500 | 3.000 | 2.875 | 3.125 |
APR | 3.755 | 3.081 | 3.578 | 3.065 | 2.928 | 3.169 |
>$424K | 4.000 | 3.750 | 4.250 | ------ | 3.375 | 3.500 |
APR | 3.986 | 3.741 | 4.247 | ------ | 3.388 | 3.490 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.500 | 3.875 | 3.500 | 3.625 | 3.750 |
APR | 4.140 | 3.582 | 3.939 | 3.619 | 3.683 | 3.808 |
*********** FLORIDA ************ (Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.500 | 3.875 | 3.500 | ------ | ------ |
>$424K | 5.125 | 4.500 | 4.875 | ------ | 4.500 | 4.375 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.250 | 3.750 | 4.000 | 3.750 | ------ | ------ |
>$424K | 5.125 | 4.500 | 4.875 | ------ | 4.500 | 4.375 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.000 | 3.625 | 3.000 | 2.875 | 3.125 |
APR | 3.764 | 3.096 | 3.630 | 3.088 | 2.927 | 3.168 |
>$424K | 4.000 | 3.750 | 4.250 | ------ | 3.375 | 3.500 |
APR | 3.991 | 3.749 | 4.247 | ------ | 3.392 | 3.494 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.500 | 3.875 | 3.500 | 3.625 | 3.750 |
APR | 4.149 | 3.598 | 3.952 | 3.642 | 3.683 | 3.809 |
*********** GEORGIA ************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | 4.125 | 4.250 |
>$424K | 4.250 | 3.875 | 4.625 | ------ | 4.000 | 4.000 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.625 | 4.000 | 3.625 | ------ | 4.625 |
>$424K | 4.875 | 4.250 | 4.625 | ------ | 4.000 | 4.000 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.000 | 3.625 | 3.000 | 2.875 | 3.125 |
APR | 3.778 | 3.122 | 3.650 | 3.124 | 2.941 | 3.182 |
>$424K | 3.875 | 3.625 | 4.250 | ------ | 3.375 | 3.500 |
APR | 3.872 | 3.619 | 4.255 | ------ | 3.398 | 3.500 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.500 | 3.875 | 3.500 | 3.625 | 3.750 |
APR | 4.164 | 3.623 | 3.972 | 3.679 | 3.698 | 3.823 |
*********** WASHINGTON ************ (Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.750 | 3.125 | 3.125 | 3.375 |
>$424K | 4.125 | 3.750 | 4.375 | ------ | 3.625 | 3.625 |
Jumbo | 4.000 | 3.750 | 4.375 | ------ | 3.500 | 3.500 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.950 | 3.375 | 3.750 | 3.375 | 3.750 | 3.875 |
>$424K | 4.125 | 3.875 | 4.375 | ------ | 3.625 | 3.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.125 | 3.625 | 3.000 | 2.875 | 3.125 |
APR | 3.748 | 3.118 | 3.615 | 3.042 | 2.900 | 3.141 |
>$424K | 3.875 | 3.625 | 4.250 | ------ | 3.375 | 3.500 |
APR | 3.863 | 3.603 | 4.242 | ------ | 3.389 | 3.491 |
Jumbo | 3.875 | 3.625 | 4.250 | ------ | 3.375 | 3.375 |
APR | 3.858 | 3.594 | 4.234 | ------ | 3.364 | 3.375 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.625 | 4.000 | 3.625 | 3.625 | 3.750 |
APR | 4.142 | 3.636 | 3.980 | 3.641 | 3.633 | 3.758 |
Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.
Rates above are based on the following assumptions:
1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- <=75% for Primary Residence Conforming Refinance & Purchase;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase;
- <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.
注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。
奇虎贷款目前能做CA、GA、FL, MD, TX, VA和WA等7个州的房屋贷款,欢迎查询:
Northern California:
1525 McCarthy Blvd, Ste 1084
Milpitas, CA 95035
Phone: (408) 883-8283
Fax: (877) 442-7883
arli@tigerloans.com
Southern California:
780 Roosevelt, Ste 120
Irvine, CA 92620
Phone: (310) 667-6263
Fax: (877) 442-7883
apply@tigerloans.com