【房贷利率】9月21日星期四(利率稍差)


奇虎贷款-100436  09/21   8093  
4.0/1 

SUMMARY:今天(9月21日 星期四)开盘时的房贷利率价格和上个工作日相比稍差。目前
重新贷款40万左右的利率,30年固定利率上升至3.875%,15年固定利率保持在3.125%,
5/1 ARM利率保持在3.250%。购房贷款40万左右,30年固定利率啥上升至3.750%,15年固定
利率保持在3.000%,5/1 ARM利率保持在3.000%.

:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound 
account的利率。

************* CALIFORNIA ****************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.8753.1253.6253.0003.2503.500
>$424K4.0003.2503.8753.2503.6253.625
Jumbo4.0003.6254.250------3.5003.500
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.9503.2503.7503.2503.7503.875
>$424K4.1253.7504.000------3.6253.625
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.7503.0003.5002.8753.0003.250
APR3.7653.0443.5752.9913.0433.294
>$424K3.8753.1253.7503.2503.3753.500
APR3.9083.2053.7853.1973.4013.521
Jumbo3.8753.5004.125------3.2503.375
APR3.8773.5694.151------3.2893.407
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.1253.5003.5003.5003.5003.625
APR4.1503.5633.5643.5913.5373.662
*********** MARYLAND *************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.8753.1253.6253.0003.2503.500
>$424K4.1253.7504.250------3.5003.500
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.9503.2503.7503.2503.6253.750
>$424K4.1253.7504.250------3.6253.625
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.7502.9903.5002.8753.0003.250
APR3.7363.0453.5152.9183.0163.266
>$424K3.8753.5004.125------3.2503.375
APR3.8533.5334.117------3.2663.383
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.1253.5003.8753.5003.5003.625
APR4.1213.5123.9133.5173.5093.634
************ VIRGINIA **************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.8753.2503.7503.1253.6253.750
>$424K4.2503.8754.375------3.7503.875
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.0003.3753.8753.3753.8753.875
>$424K4.5004.1254.375------3.7503.875
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.7502.9903.5002.8753.0003.250
APR3.7303.0513.5202.9283.0203.270
>$424K3.8753.5004.125------3.2503.375
APR3.8553.5384.121------3.2683.386
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.1253.5003.8753.5003.5003.625
APR4.1153.5193.9183.5273.5123.637
*********** TEXAS ************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.8753.2503.7503.2503.7504.000
>$424K4.5004.1254.375------3.7503.875
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.1253.6253.9503.625------4.500
>$424K4.6254.1254.375------3.8753.875
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.6252.8753.5002.8753.0003.250
APR3.6712.9553.5492.9403.0443.295
>$424K4.0003.6254.125------3.2503.375
APR3.9773.6204.122------3.2653.382
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.0003.3753.8753.3753.5003.625
APR4.0473.4573.9253.4933.5573.683
************ FLORIDA ************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.0003.3753.8753.375------4.500
>$424K5.0004.3754.750------4.3754.250
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.1253.6254.0003.625------------
>$424K5.0004.3754.750------4.3754.250
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.6252.8753.5002.8753.0003.250
APR3.6792.9713.5552.9623.0433.293
>$424K4.0003.6254.125------3.2503.375
APR3.9813.6294.122------3.2693.386
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.0003.3753.8753.3753.5003.625
APR4.0563.4723.9373.5163.5583.683
************ GEORGIA **************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.0003.2503.7503.2503.8754.125
>$424K4.2503.8754.500------3.8753.875
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.1253.5003.8753.5004.2504.500
>$424K4.6254.1254.500------3.8753.875
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.6252.8753.5002.8753.0003.250
APR3.6942.9963.5752.9993.0563.307
>$424K3.8753.5004.125------3.2503.375
APR3.8623.5494.130------3.2753.392
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.0003.3753.8753.3753.5003.625
APR4.0703.4983.9583.5533.5723.698
*********** WASHINGTON *************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.8753.1253.6253.0003.2503.500
>$424K4.1253.7504.250------3.5003.500
Jumbo4.0003.6254.250------3.3753.500
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.8753.2503.7503.2503.6253.750
>$424K4.1253.7504.250------3.6253.625
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.7502.9903.5002.8753.0003.250
APR3.7433.0443.5082.9173.0163.266
>$424K3.8753.5004.125------3.2503.375
APR3.8523.5334.117------3.2663.383
Jumbo3.8753.5004.125------3.2503.250
APR3.8483.5164.109------3.2413.263
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.1253.5003.8753.5003.5003.625
APR4.1413.5113.9123.5163.5083.633

Please note that the rates are subject to mid-day changes. This is 

especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):  
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the 
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = 
Refinance Rate.

注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。


奇虎贷款目前能做CA、GA、FL, MD, TX, VA和WA等7个州的房屋贷款,欢迎查询:


Northern California:

1525 McCarthy Blvd, Ste 1084

Milpitas, CA 95035

Phone: (408) 883-8283
Fax: (877) 442-7883
arli@tigerloans.com


Southern California:
780 Roosevelt, Ste 120
Irvine, CA 92620
Phone: (310) 667-6263
Fax: (877) 442-7883

apply@tigerloans.com