【房贷利率】9月19日星期二(利率持平)
奇虎贷款-100436 09/19 6303
SUMMARY:今天(9月19日 星期二)开盘时的房贷利率价格和上个工作日相比持平。目前
重新贷款40万左右的利率,30年固定利率保持在3.750%,15年固定利率保持在3.125%,
5/1 ARM利率保持在3.250%。购房贷款40万左右,30年固定利率保持在3.625%,15年固定
利率保持在2.875%,5/1 ARM利率保持在3.000%.
注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound
account的利率。
************ CALIFORNIA *************** (Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.125 | 3.625 | 3.000 | 3.250 | 3.500 |
>$424K | 3.990 | 3.250 | 3.990 | ------ | 3.625 | 3.750 |
Jumbo | 4.000 | 3.750 | 4.250 | ------ | 3.625 | 3.750 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.750 | 3.125 | 3.750 | 3.875 |
>$424K | 4.375 | 3.750 | 4.250 | ------ | 3.625 | 3.750 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.500 | 2.875 | 3.000 | 3.250 |
APR | 3.680 | 2.973 | 3.549 | 2.965 | 3.043 | 3.294 |
>$424K | 3.800 | 3.125 | 3.800 | ------ | 3.375 | 3.500 |
APR | 3.846 | 3.206 | 3.864 | ------ | 3.410 | 3.534 |
Jumbo | 3.750 | 3.500 | 4.125 | ------ | 3.500 | 3.625 |
APR | 3.793 | 3.558 | 4.151 | ------ | 3.523 | 3.648 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.375 | 3.875 | 3.375 | 3.500 | 3.625 |
APR | 4.140 | 3.474 | 3.939 | 3.519 | 3.537 | 3.662 |
************ MARYLAND ************** (Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.125 | 3.625 | 3.000 | 3.250 | 3.500 |
>$424K | 4.000 | 3.750 | 4.250 | ------ | 3.625 | 3.750 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.750 | 3.125 | 3.625 | 3.750 |
>$424K | 4.500 | 3.875 | 4.250 | ------ | 3.625 | 3.750 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.500 | 2.875 | 3.000 | 3.250 |
APR | 3.652 | 2.923 | 3.509 | 2.892 | 3.016 | 3.266 |
>$424K | 3.750 | 3.500 | 4.125 | ------ | 3.500 | 3.625 |
APR | 3.769 | 3.515 | 4.117 | ------ | 3.500 | 3.625 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.375 | 3.875 | 3.375 | 3.500 | 3.625 |
APR | 4.111 | 3.423 | 3.899 | 3.445 | 3.509 | 3.634 |
*********** VIRGINIA ************* (Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.125 | 3.625 | 3.125 | 3.750 | 3.750 |
>$424K | 4.125 | 3.875 | 4.375 | ------ | 3.750 | 3.875 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.950 | 3.250 | 3.750 | 3.250 | 4.125 | 3.875 |
>$424K | 4.625 | 4.125 | 4.375 | ------ | 3.750 | 3.875 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.500 | 2.875 | 3.000 | 3.250 |
APR | 3.646 | 2.929 | 3.510 | 2.902 | 3.020 | 3.270 |
>$424K | 3.750 | 3.500 | 4.125 | ------ | 3.500 | 3.625 |
APR | 3.771 | 3.520 | 4.121 | ------ | 3.502 | 3.627 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | 3.500 | 3.625 |
APR | 4.031 | 3.430 | 3.904 | 3.455 | 3.512 | 3.637 |
************* TEXAS ************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.750 | 3.125 | 4.125 | 3.990 |
>$424K | 4.625 | 4.125 | 4.375 | ------ | 3.750 | 3.875 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.750 | 3.950 | 3.750 | ------ | 4.375 |
>$424K | 4.625 | 4.125 | 4.375 | ------ | 3.875 | 3.875 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.500 | 2.750 | 3.000 | 3.250 |
APR | 3.650 | 2.937 | 3.521 | 2.893 | 3.044 | 3.295 |
>$424K | 4.375 | 3.750 | 4.125 | ------ | 3.500 | 3.625 |
APR | 4.372 | 3.782 | 4.122 | ------ | 3.503 | 3.628 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | 3.500 | 3.625 |
APR | 4.036 | 3.438 | 3.911 | 3.467 | 3.557 | 3.683 |
************ FLORIDA ************* (Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | ------ | 4.375 |
>$424K | 5.000 | 4.375 | 4.750 | ------ | 4.375 | 4.250 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.500 | 4.000 | 3.500 | ------ | ------ |
>$424K | 5.000 | 4.375 | 4.750 | ------ | 4.375 | 4.250 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.500 | 2.875 | 3.000 | 3.250 |
APR | 3.659 | 2.953 | 3.533 | 2.936 | 3.043 | 3.293 |
>$424K | 4.375 | 3.750 | 4.125 | ------ | 3.500 | 3.625 |
APR | 4.373 | 3.783 | 4.122 | ------ | 3.503 | 3.628 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.250 | 3.875 | 3.375 | 3.500 | 3.625 |
APR | 4.045 | 3.299 | 3.923 | 3.490 | 3.558 | 3.683 |
************* GEORGIA ************** (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.250 | 3.750 | 3.250 | ------ | 4.125 |
>$424K | 4.125 | 3.875 | 4.500 | ------ | 3.875 | 3.875 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | ------ | 4.500 |
>$424K | 4.750 | 4.125 | 4.500 | ------ | 3.875 | 3.875 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.500 | 2.875 | 3.000 | 3.250 |
APR | 3.673 | 2.978 | 3.553 | 2.973 | 3.056 | 3.307 |
>$424K | 3.750 | 3.500 | 4.125 | ------ | 3.500 | 3.625 |
APR | 3.778 | 3.531 | 4.130 | ------ | 3.509 | 3.634 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | 3.500 | 3.750 |
APR | 4.060 | 3.480 | 3.943 | 3.527 | 3.572 | 3.796 |
************* WASHINGTON *************** (Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.125 | 3.625 | 3.000 | 3.250 | 3.500 |
>$424K | 4.000 | 3.750 | 4.250 | ------ | 3.625 | 3.750 |
Jumbo | 4.000 | 3.750 | 4.250 | ------ | 3.625 | 3.750 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.750 | 3.125 | 3.625 | 3.750 |
>$424K | 4.500 | 3.875 | 4.250 | ------ | 3.625 | 3.750 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.500 | 2.875 | 3.000 | 3.250 |
APR | 3.651 | 2.922 | 3.504 | 2.891 | 3.016 | 3.266 |
>$424K | 3.750 | 3.500 | 4.125 | ------ | 3.500 | 3.625 |
APR | 3.768 | 3.515 | 4.117 | ------ | 3.499 | 3.624 |
Jumbo | 3.750 | 3.500 | 4.125 | ------ | 3.500 | 3.625 |
APR | 3.763 | 3.506 | 4.109 | ------ | 3.494 | 3.619 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.375 | 3.875 | 3.375 | 3.500 | 3.625 |
APR | 4.132 | 3.422 | 3.898 | 3.444 | 3.508 | 3.633 |
Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.
Rates above are based on the following assumptions:
1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- <=75% for Primary Residence Conforming Refinance & Purchase;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase;
- <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.
注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。
奇虎贷款目前能做CA、GA、FL, MD, TX, VA和WA等7个州的房屋贷款,欢迎查询:
Northern California:
1525 McCarthy Blvd, Ste 1084
Milpitas, CA 95035
Phone: (408) 883-8283
Fax: (877) 442-7883
arli@tigerloans.com
Southern California:
780 Roosevelt, Ste 120
Irvine, CA 92620
Phone: (310) 667-6263
Fax: (877) 442-7883
apply@tigerloans.com