【房贷利率】9月14日星期四

奇虎贷款-100436  09/14   4471  
4.0/1 

SUMMARY:今天(09月14日 星期四)开盘时的房贷利率价格和上个工作日相比基本持平.

:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound 
account的利率。

******************************* CALIFORNIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.7503.0003.6253.0003.1253.375
>$424K3.9903.2503.990------3.5003.750
Jumbo3.8753.5004.125------3.3753.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.8753.2503.7503.1253.6253.875
>$424K4.3753.7504.125------3.5003.750
 
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.6252.8753.5002.7503.0003.125
APR3.6702.9733.5342.8923.0343.179
 
>$424K3.8003.1253.750------3.3753.500
APR3.8373.1893.810------3.4023.528
 
Jumbo3.7503.3754.000------3.2503.250
APR3.7833.4214.026------3.2653.280
 
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.0003.3753.8753.3753.3753.625
APR4.0573.4743.9243.4923.4113.662
 
******************************* MARYLAND *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.7503.0003.6253.0003.1253.375
>$424K4.0003.6254.125------3.5003.625
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.8753.2503.7503.1253.5003.750
>$424K4.1253.7504.125------3.5003.750
 
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.6252.8753.5002.7503.0003.125
APR3.6422.9233.4802.8193.0063.151
 
>$424K3.7503.5004.000------3.2503.375
APR3.7593.4843.993------3.2623.373
 
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.0003.3753.8753.3753.3753.625
APR4.0283.4233.8843.4193.3843.634
 
******************************* VIRGINIA *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.8753.1253.6253.0003.3753.625
>$424K4.1253.7504.250------3.6253.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.9503.2503.7503.2503.7503.875
>$424K4.1253.8754.250------3.6253.875
 
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.6252.8753.5002.7503.0003.125
APR3.6352.9293.4852.8293.0103.155
 
>$424K3.7503.5004.000------3.2503.375
APR3.7613.4893.996------3.2643.375
 
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.0003.3753.8753.3753.3753.625
APR4.0213.4303.8903.4283.3873.637
 
******************************* TEXAS *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.8753.2503.7503.1254.1253.990
>$424K4.1253.8754.250------3.6253.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.1253.6253.8753.625------4.375
>$424K4.1253.8754.250------3.7503.875
 
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.6252.8753.5002.7503.0003.125
APR3.6402.9373.5072.8413.0343.179
 
>$424K3.8753.5004.000------3.2503.375
APR3.8683.4863.997------3.2623.373
 
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.0003.3753.8753.3753.3753.625
APR4.0263.4383.8963.4403.4323.683
 
******************************* FLORIDA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.0003.3753.8753.375------4.375
>$424K4.2504.1254.625------4.2504.125
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.1253.5004.0003.500------------
>$424K4.3754.2504.625------4.2504.250
 
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.6252.8753.5002.7503.0003.125
APR3.6492.9533.5202.8633.0333.178
 
>$424K3.8753.5004.000------3.2503.375
APR3.8703.4903.997------3.2653.376
 
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.0003.3753.8753.3753.3753.625
APR4.0353.4543.9093.4633.4323.683
 
******************************* GEORGIA *******************************
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.8753.2503.7503.1254.1254.000
>$424K4.1253.8754.375------3.7503.875
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.0003.3753.8753.375------4.500
>$424K4.2504.0004.375------3.7503.875
 
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.6252.8753.5002.7503.0003.125
APR3.6632.9783.5392.9003.0473.192
 
>$424K3.7503.5004.000------3.2503.375
APR3.7673.5004.005------3.2703.382
 
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.0003.3753.8753.3753.5003.625
APR4.0493.4803.9293.5003.5443.698
 
******************************* WASHINGTON *******************************
(Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
 
PRIMARY RESIDENCE - REGULAR REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.7503.0003.5003.0003.1253.375
>$424K4.0003.6254.125------3.5003.625
Jumbo3.8753.5004.125------3.3753.500
 
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.8753.2503.7503.1253.5003.750
>$424K4.1253.7504.125------3.5003.750
 
PRIMARY RESIDENCE - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K3.6252.8753.5002.7503.0003.125
APR3.6412.9223.4742.8183.0063.151
 
>$424K3.7503.5004.000------3.2503.375
APR3.7583.4843.992------3.2613.372
 
Jumbo3.7503.3754.000------3.2503.250
APR3.7533.3693.985------3.2363.251
 
INVESTMENT PROPERTY - PURCHASE:
 30-Yr15-Yr20-Yr10-Yr5/1 ARM7/1 ARM
<=$424K4.0003.3753.8753.3753.3753.625
APR4.0273.4223.8883.4173.3833.633

especially true when stock and bond markets move radically during the day.Please note that the rates are subject to mid-day changes. This is 


Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):  
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the 
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance = 
Refinance Rate.

注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。


奇虎贷款目前能做CA、GA、FL, MD, TX, VA和WA等7个州的房屋贷款,欢迎查询:


Northern California:

1525 McCarthy Blvd, Ste 1084

Milpitas, CA 95035

Phone: (408) 883-8283
Fax: (877) 442-7883
arli@tigerloans.com


Southern California:
780 Roosevelt, Ste 120
Irvine, CA 92620
Phone: (310) 667-6263
Fax: (877) 442-7883

apply@tigerloans.com