【房贷利率】9月13日星期三
奇虎贷款-100436 09/13 4920SUMMARY:今天(09月13日 星期三)开盘时的房贷利率价格和上个工作日相比基本持平.
注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound
account的利率。
******************************* CALIFORNIA ******************************* (Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.000 | 3.625 | 2.875 | 3.125 | 3.375 |
>$424K | 3.950 | 3.250 | 3.875 | ------ | 3.500 | 3.750 |
Jumbo | 3.875 | 3.500 | 4.125 | ------ | 3.375 | 3.375 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.625 | 3.125 | 3.625 | 3.875 |
>$424K | 4.375 | 3.750 | 4.125 | ------ | 3.500 | 3.750 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.500 | 2.750 | 2.875 | 3.125 |
APR | 3.660 | 2.955 | 3.520 | 2.866 | 2.928 | 3.169 |
>$424K | 3.750 | 3.125 | 3.750 | ------ | 3.250 | 3.500 |
APR | 3.798 | 3.180 | 3.801 | ------ | 3.295 | 3.516 |
Jumbo | 3.750 | 3.375 | 4.000 | ------ | 3.125 | 3.250 |
APR | 3.781 | 3.401 | 4.026 | ------ | 3.154 | 3.262 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | 3.375 | 3.625 |
APR | 4.057 | 3.456 | 3.924 | 3.466 | 3.411 | 3.662 |
******************************* MARYLAND ******************************* (Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.000 | 3.625 | 2.875 | 3.125 | 3.375 |
>$424K | 4.000 | 3.625 | 4.125 | ------ | 3.500 | 3.500 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.500 | 3.125 | 3.500 | 3.750 |
>$424K | 4.000 | 3.750 | 4.125 | ------ | 3.500 | 3.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.500 | 2.750 | 2.875 | 3.125 |
APR | 3.632 | 2.905 | 3.472 | 2.793 | 2.901 | 3.141 |
>$424K | 3.750 | 3.375 | 4.000 | ------ | 3.250 | 3.250 |
APR | 3.759 | 3.395 | 3.993 | ------ | 3.247 | 3.259 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | 3.375 | 3.625 |
APR | 4.028 | 3.405 | 3.884 | 3.392 | 3.384 | 3.634 |
******************************* VIRGINIA ******************************* (Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.125 | 3.625 | 3.000 | 3.250 | 3.500 |
>$424K | 4.125 | 3.750 | 4.250 | ------ | 3.625 | 3.750 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.950 | 3.250 | 3.750 | 3.125 | 3.750 | 3.875 |
>$424K | 4.125 | 3.875 | 4.250 | ------ | 3.625 | 3.875 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.500 | 2.750 | 2.875 | 3.125 |
APR | 3.625 | 2.911 | 3.478 | 2.803 | 2.904 | 3.145 |
>$424K | 3.750 | 3.375 | 4.000 | ------ | 3.250 | 3.250 |
APR | 3.761 | 3.399 | 3.996 | ------ | 3.250 | 3.261 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.500 | 3.375 | 3.375 | 3.625 |
APR | 4.021 | 3.412 | 3.478 | 3.402 | 3.387 | 3.637 |
******************************* TEXAS ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.625 | 3.125 | 4.000 | 3.990 |
>$424K | 4.125 | 3.750 | 4.250 | ------ | 3.625 | 3.750 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.625 | 3.875 | 3.625 | ------ | 4.250 |
>$424K | 4.125 | 3.875 | 4.250 | ------ | 3.750 | 3.875 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.500 | 2.750 | 2.875 | 3.125 |
APR | 3.630 | 2.919 | 3.493 | 2.815 | 2.928 | 3.169 |
>$424K | 3.875 | 3.375 | 4.000 | ------ | 3.250 | 3.250 |
APR | 3.861 | 3.396 | 3.997 | ------ | 3.248 | 3.260 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.750 | 3.250 | 3.375 | 3.625 |
APR | 4.026 | 3.420 | 3.828 | 3.395 | 3.432 | 3.683 |
******************************* FLORIDA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.750 | 3.250 | ------ | 4.250 |
>$424K | 4.250 | 4.000 | 4.625 | ------ | 4.250 | 4.000 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.500 | 4.000 | 3.500 | ------ | ------ |
>$424K | 4.375 | 4.125 | 4.625 | ------ | 4.250 | 4.250 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.500 | 2.750 | 2.875 | 3.125 |
APR | 3.639 | 2.935 | 3.505 | 2.837 | 2.927 | 3.168 |
>$424K | 3.875 | 3.375 | 4.000 | ------ | 3.250 | 3.250 |
APR | 3.863 | 3.400 | 3.997 | ------ | 3.250 | 3.262 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | 3.375 | 3.625 |
APR | 4.035 | 3.436 | 3.909 | 3.437 | 3.432 | 3.683 |
******************************* GEORGIA ******************************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.750 | 3.125 | 4.000 | 3.990 |
>$424K | 4.125 | 3.750 | 4.375 | ------ | 3.750 | 3.750 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | ------ | 4.375 |
>$424K | 4.250 | 3.875 | 4.375 | ------ | 3.750 | 3.875 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.500 | 2.750 | 2.875 | 3.125 |
APR | 3.653 | 2.960 | 3.553 | 2.874 | 2.941 | 3.182 |
>$424K | 3.875 | 3.375 | 4.000 | ------ | 3.250 | 3.250 |
APR | 3.869 | 3.411 | 4.005 | ------ | 3.256 | 3.268 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | 3.375 | 3.625 |
APR | 4.049 | 3.461 | 3.929 | 3.474 | 3.447 | 3.698 |
******************************* WASHINGTON ******************************* (Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.000 | 3.500 | 2.875 | 3.125 | 3.375 |
>$424K | 4.000 | 3.625 | 4.125 | ------ | 3.500 | 3.500 |
Jumbo | 3.875 | 3.500 | 4.125 | ------ | 3.375 | 3.375 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.625 | 3.125 | 3.500 | 3.750 |
>$424K | 4.000 | 3.750 | 4.125 | ------ | 3.500 | 3.625 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 2.875 | 3.500 | 2.750 | 2.875 | 3.125 |
APR | 3.645 | 2.904 | 3.472 | 2.792 | 2.900 | 3.141 |
>$424K | 3.750 | 3.375 | 4.000 | ------ | 3.250 | 3.250 |
APR | 3.758 | 3.394 | 3.992 | ------ | 3.247 | 3.259 |
Jumbo | 3.750 | 3.375 | 4.000 | ------ | 3.125 | 3.250 |
APR | 3.752 | 3.349 | 3.985 | ------ | 3.126 | 3.234 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | 3.375 | 3.625 |
APR | 4.027 | 3.404 | 3.899 | 3.391 | 3.383 | 3.633 |
especially true when stock and bond markets move radically during the day.Please note that the rates are subject to mid-day changes. This is
Rates above are based on the following assumptions:
1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- <=75% for Primary Residence Conforming Refinance & Purchase;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase;
- <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.
注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。
奇虎贷款目前能做CA、GA、FL, MD, TX, VA和WA等7个州的房屋贷款,欢迎查询:
Northern California:
1525 McCarthy Blvd, Ste 1084
Milpitas, CA 95035
Phone: (408) 883-8283
Fax: (877) 442-7883
arli@tigerloans.com
Southern California:
780 Roosevelt, Ste 120
Irvine, CA 92620
Phone: (310) 667-6263
Fax: (877) 442-7883
apply@tigerloans.com