【房贷利率】9月27日星期三(利率变差)
奇虎贷款-100436 09/27 5647
SUMMARY:今天(9月27日 星期三)开盘时的房贷利率价格和上个工作日相比变好。目前
重新贷款40万左右的利率,30年固定利率上升至3.875%,15年固定利率保持在3.125%,
5/1 ARM利率保持在3.250%。购房贷款40万左右,30年固定利率上升至3.750%,15年固定
利率保持在3.000%,5/1 ARM利率保持在3.000%.
注:除非特别说明,以下列出的利率都是基于本帖底部的贷款参数,并且是带impound
account的利率。
************ CALIFORNIA ************** (Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.125 | 3.625 | 3.125 | 3.250 | 3.500 |
>$424K | 4.000 | 3.250 | 4.050 | ------ | 3.625 | 3.875 |
Jumbo | 4.000 | 3.750 | 4.250 | ------ | 3.625 | 3.875 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.750 | 3.250 | 3.750 | 4.000 |
>$424K | 4.450 | 3.875 | 4.250 | ------ | 3.625 | 3.875 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.000 | 3.500 | 3.000 | 3.000 | 3.250 |
APR | 3.765 | 3.062 | 3.577 | 3.037 | 3.053 | 3.304 |
>$424K | 3.875 | 3.250 | 3.875 | ------ | 3.500 | 3.625 |
APR | 3.922 | 3.251 | 3.940 | ------ | 3.527 | 3.657 |
Jumbo | 3.875 | 3.500 | 4.125 | ------ | 3.500 | 3.750 |
APR | 3.887 | 3.577 | 4.151 | ------ | 3.523 | 3.774 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.500 | 3.875 | 3.500 | 3.500 | 3.750 |
APR | 4.150 | 3.581 | 3.939 | 3.617 | 3.537 | 3.787 |
*********** MARYLAND ************* (Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.125 | 3.625 | 3.125 | 3.250 | 3.500 |
>$424K | 4.125 | 3.750 | 4.250 | ------ | 3.625 | 3.875 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.750 | 3.250 | 3.625 | 3.875 |
>$424K | 4.375 | 3.875 | 4.250 | ------ | 3.625 | 3.875 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.000 | 3.500 | 3.000 | 3.000 | 3.250 |
APR | 3.736 | 3.012 | 3.526 | 2.965 | 3.026 | 3.276 |
>$424K | 3.875 | 3.500 | 4.125 | ------ | 3.500 | 3.750 |
APR | 3.863 | 3.533 | 4.117 | ------ | 3.500 | 3.750 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.500 | 3.875 | 3.500 | 3.500 | 3.750 |
APR | 4.121 | 3.530 | 3.899 | 3.544 | 3.509 | 3.759 |
********** VIRGINIA ************ (Based on Conforming Loan $424K, High-Balance Loan $636K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.750 | 3.250 | 3.875 | 3.875 |
>$424K | 4.125 | 3.875 | 4.375 | ------ | 3.750 | 4.000 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.750 | 3.375 | 3.875 | 4.000 |
>$424K | 4.500 | 4.125 | 4.375 | ------ | 3.750 | 4.000 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.000 | 3.500 | 3.000 | 3.000 | 3.250 |
APR | 3.730 | 3.018 | 3.531 | 2.974 | 3.030 | 3.280 |
>$424K | 3.875 | 3.500 | 4.125 | ------ | 3.500 | 3.750 |
APR | 3.866 | 3.538 | 4.121 | ------ | 3.502 | 3.752 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.500 | 3.875 | 3.500 | 3.500 | 3.750 |
APR | 4.115 | 3.537 | 3.904 | 3.553 | 3.512 | 3.763 |
************ TEXAS ************* (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.750 | 3.250 | ------ | 4.250 |
>$424K | 4.375 | 4.125 | 4.375 | ------ | 3.750 | 4.000 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.750 | 3.875 | 3.750 | ------ | 4.750 |
>$424K | 4.625 | 4.125 | 4.375 | ------ | 3.875 | 4.000 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.625 | 3.000 | 3.500 | 2.875 | 3.000 | 3.250 |
APR | 3.681 | 3.027 | 3.549 | 2.992 | 3.054 | 3.305 |
>$424K | 4.125 | 3.750 | 4.125 | ------ | 3.500 | 3.750 |
APR | 4.121 | 3.782 | 4.122 | ------ | 3.503 | 3.753 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.625 | 3.375 | 3.500 | 3.750 |
APR | 4.047 | 3.475 | 3.665 | 3.520 | 3.557 | 3.808 |
************ FLORIDA ************* (Based on Conforming Loan $200K, Jumbo Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.875 | 3.375 | ------ | ------ |
>$424K | 5.000 | 4.375 | 4.750 | ------ | 4.375 | 4.375 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.625 | 4.000 | 3.625 | ------ | ------ |
>$424K | 5.000 | 4.375 | 4.750 | ------ | 4.375 | 4.375 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.000 | 3.500 | 2.875 | 3.000 | 3.250 |
APR | 3.743 | 3.042 | 3.566 | 3.015 | 3.052 | 3.303 |
>$424K | 4.125 | 3.750 | 4.125 | ------ | 3.500 | 3.750 |
APR | 4.120 | 3.783 | 4.122 | ------ | 3.503 | 3.753 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.500 | 3.875 | 3.500 | 3.500 | 3.750 |
APR | 4.056 | 3.561 | 3.923 | 3.588 | 3.558 | 3.809 |
************ GEORGIA ************ (Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.375 | 3.750 | 3.375 | ------ | 4.375 |
>$424K | 4.250 | 3.875 | 4.500 | ------ | 3.875 | 4.000 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.500 | 3.875 | 3.500 | ------ | 4.750 |
>$424K | 4.500 | 4.125 | 4.500 | ------ | 3.875 | 4.000 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.000 | 3.500 | 2.875 | 3.000 | 3.250 |
APR | 3.758 | 3.067 | 3.586 | 3.052 | 3.066 | 3.317 |
>$424K | 3.875 | 3.500 | 4.125 | ------ | 3.500 | 3.750 |
APR | 3.872 | 3.549 | 4.130 | ------ | 3.509 | 3.759 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.000 | 3.500 | 3.875 | 3.500 | 3.500 | 3.750 |
APR | 4.070 | 3.587 | 3.943 | 3.626 | 3.572 | 3.823 |
*********** WASHINGTON ************* (Based on Conforming Loan $424K, High-Balance Loan $636K, Jumbo Loan $750K. See other assumptions at the bottom of the post) | ||||||
PRIMARY RESIDENCE - REGULAR REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.125 | 3.625 | 3.125 | 3.250 | 3.500 |
>$424K | 4.125 | 3.750 | 4.250 | ------ | 3.625 | 3.875 |
Jumbo | 4.000 | 3.750 | 4.250 | ------ | 3.625 | 3.875 |
PRIMARY RESIDENCE - CASH-OUT REFINANCE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.875 | 3.250 | 3.750 | 3.250 | 3.625 | 3.875 |
>$424K | 4.375 | 3.875 | 4.250 | ------ | 3.625 | 3.875 |
PRIMARY RESIDENCE - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 3.750 | 3.000 | 3.500 | 3.000 | 3.000 | 3.250 |
APR | 3.746 | 3.011 | 3.519 | 2.963 | 3.025 | 3.276 |
>$424K | 4.000 | 3.500 | 4.125 | ------ | 3.500 | 3.750 |
APR | 4.008 | 3.533 | 4.117 | ------ | 3.499 | 3.749 |
Jumbo | 3.875 | 3.500 | 4.125 | ------ | 3.500 | 3.750 |
APR | 3.858 | 3.524 | 4.109 | ------ | 3.494 | 3.744 |
INVESTMENT PROPERTY - PURCHASE: | ||||||
30-Yr | 15-Yr | 20-Yr | 10-Yr | 5/1 ARM | 7/1 ARM | |
<=$424K | 4.125 | 3.500 | 3.875 | 3.500 | 3.500 | 3.750 |
APR | 4.121 | 3.529 | 3.906 | 3.542 | 3.508 | 3.758 |
Please note that the rates are subject to mid-day changes. This is
especially true when stock and bond markets move radically during the day.
Rates above are based on the following assumptions:
1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
- <=75% for Primary Residence Conforming Refinance & Purchase;
- <=70% for Primary Residence Conforming Cash-Out Refinance;
- <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
- <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
- <=75% for Investment Property Conforming Purchase;
- <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)
For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.
注:以上凡是没有表明利率的loan program,意味着该program做不了no point的贷款
,需要收point才能做。
奇虎贷款目前能做CA、GA、FL, MD, TX, VA和WA等7个州的房屋贷款,欢迎查询:
Northern California:
1525 McCarthy Blvd, Ste 1084
Milpitas, CA 95035
Phone: (408) 883-8283
Fax: (877) 442-7883
arli@tigerloans.com
Southern California:
780 Roosevelt, Ste 120
Irvine, CA 92620
Phone: (310) 667-6263
Fax: (877) 442-7883
apply@tigerloans.com