【房贷利率】3月14日星期二 | 奇虎贷款

【房贷利率】3月14日星期二

🌟奇虎贷款利率

奇虎贷款-100436 03/14 5538

4.0/1

注：奇虎贷款能提供以下身份的贷款：

(1) 学生仍在OPT期间，使用EAD卡工作，还没有H1B，利率与公民无异;
(2) F1 OPT/EAD 的jumbo loan（比如没有抽到H1B用EAD卡工作）;
(3) J1/J2签证，利率与公民无异;
(4) H1B, O-1, L-1 Visa的Jumbo loan;
(5) 纯外国人贷款

SUMMARY：今天（3月14日星期二)开盘时的房贷利率价格和上个工作日相比持平。目前
重新贷款40万左右的利率，30年固定利率保持在4.250%，15年固定利率稳定在3.375%，
5/1 ARM利率保持在3.375%。购房贷款40万左右，30年固定利率下降至4.125%，15年固定
利率保持在3.250%，5/1 ARM利率保持在3.125%.
注：除非特别说明，以下列出的利率都是基于本帖底部的贷款参数，并且是带impound
account的利率。

*** CALIFORNIA
(Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.250 3.375 4.125 3.375 3.375 3.625
>$424K 4.450 3.625 4.250 3.625 3.875 4.000
Jumbo 4.500 4.000 4.625 ------ 3.875 3.875
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.375 3.500 4.125 3.500 3.625 3.875
>$424K 4.750 4.125 4.625 ------ 4.000 4.125
PRIMARY RESIDENCE - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.125 3.250 3.950 3.250 3.125 3.375
APR 4.161 3.330 4.008 3.288 3.179 3.419
>$424K 4.250 3.500 4.125 3.500 3.750 3.875
APR 4.291 3.542 4.182 3.560 3.783 3.899
Jumbo 4.375 3.750 4.500 ------ 3.625 3.750
APR 4.381 3.785 4.523 ------ 3.659 3.777
INVESTMENT PROPERTY - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.500 3.875 4.375 3.750 3.750 4.125
APR 4.547 3.920 4.411 3.841 3.800 4.158
* MARYLAND ***
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.250 3.375 4.125 3.375 3.375 3.625
>$424K 4.500 4.125 4.625 ------ 3.875 4.000
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.375 3.500 4.125 3.500 3.625 3.875
>$424K 4.625 4.250 4.625 ------ 3.875 4.000
PRIMARY RESIDENCE - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.125 3.250 3.950 3.250 3.125 3.375
APR 4.132 3.280 3.965 3.215 3.147 3.392
>$424K 4.375 3.750 4.500 ------ 3.625 3.750
APR 4.377 3.779 4.487 ------ 3.635 3.754
INVESTMENT PROPERTY - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.500 3.875 4.375 3.750 3.875 4.125
APR 4.518 3.869 4.370 3.767 3.878 4.128
* VIRGINIA *
(Based on Conforming Loan $380K, High-Balance Loan $550K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.250 3.500 4.125 3.375 3.500 3.750
>$424K 4.625 4.375 4.750 ------ 4.125 4.125
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.375 3.625 4.250 3.500 3.750 4.000
>$424K 4.750 4.375 4.750 ------ 4.125 4.125
PRIMARY RESIDENCE - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.125 3.250 3.950 3.250 3.125 3.375
APR 4.125 3.287 3.962 3.224 3.150 3.395
>$424K 4.375 3.750 4.500 ------ 3.625 3.750
APR 4.380 3.783 4.491 ------ 3.637 3.757
INVESTMENT PROPERTY - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.500 3.875 4.375 3.750 3.875 4.125
APR 4.511 3.875 4.375 3.777 3.882 4.132
*** TEXAS *
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.375 3.500 4.125 3.500 3.625 3.875
>$424K 4.625 4.375 4.750 ------ 4.125 4.125
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.625 3.990 4.375 3.875 ------ 4.500
>$424K 4.750 4.500 4.750 ------ 4.125 4.125
PRIMARY RESIDENCE - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.125 3.250 3.950 3.250 3.125 3.375
APR 4.130 3.295 3.993 3.236 3.158 3.407
>$424K 4.375 3.750 4.500 ------ 3.625 3.750
APR 4.378 3.780 4.491 ------ 3.633 3.753
INVESTMENT PROPERTY - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.500 3.750 4.250 3.625 3.875 4.125
APR 4.516 3.832 4.330 3.744 3.923 4.174
* FLORIDA *
(Based on Conforming Loan $200K, High-Balance Loan $500K for FL Keywest Area only. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.500 3.750 4.250 3.625 4.750 4.500
>$424K 4.750 4.750 5.000 ------ 4.375 4.375
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.625 3.875 4.375 3.875 ------ ------
>$424K 4.875 4.750 5.000 ------ 4.375 4.375
PRIMARY RESIDENCE - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.125 3.250 3.950 3.250 3.125 3.375
APR 4.139 3.311 4.017 3.259 3.178 3.418
>$424K 4.375 3.750 4.500 ------ 3.625 3.750
APR 4.381 3.784 4.491 ------ 3.638 3.757
INVESTMENT PROPERTY - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.500 3.750 4.375 3.625 3.875 4.125
APR 4.525 3.848 4.395 3.767 3.924 4.175
GEORGIA
(Based on Conforming Loan $200K, Jumbo Loan $500K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.375 3.625 4.250 3.500 3.750 4.000
>$424K 4.625 4.500 4.750 ------ 4.125 4.125
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.500 3.875 4.375 3.750 4.125 4.250
>$424K 4.750 4.500 4.750 ------ 4.250 4.125
PRIMARY RESIDENCE - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.125 3.250 3.950 3.250 3.125 3.375
APR 4.154 3.337 4.032 3.297 3.186 3.433
>$424K 4.375 3.750 4.500 ------ 3.625 3.750
APR 4.387 3.795 4.499 ------ 3.643 3.763
INVESTMENT PROPERTY - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.500 3.750 4.375 3.625 3.875 4.125
APR 4.540 3.875 4.455 3.805 3.938 4.189
WASHINGTON *
(Based on Conforming Loan $380K, High-Balance Loan $550K, Jumbo Loan $750K. See other assumptions at the bottom of the post)
PRIMARY RESIDENCE - REGULAR REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.250 3.375 4.000 3.375 3.375 3.625
>$424K 4.500 4.125 4.625 ------ 3.875 3.875
Jumbo 4.500 4.000 4.500 ------ 3.750 3.875
PRIMARY RESIDENCE - CASH-OUT REFINANCE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.375 3.500 4.125 3.500 3.625 3.875
>$424K 4.625 4.250 4.625 ------ 3.875 4.000
PRIMARY RESIDENCE - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.125 3.250 3.950 3.250 3.125 3.375
APR 4.131 3.279 3.956 3.213 3.143 3.391
>$424K 4.375 3.750 4.500 ------ 3.625 3.750
APR 4.377 3.778 4.487 ------ 3.634 3.754
Jumbo 4.375 3.750 4.500 ------ 3.625 3.625
APR 4.351 3.732 4.480 ------ 3.609 3.633
INVESTMENT PROPERTY - PURCHASE:
30-Yr 15-Yr 20-Yr 10-Yr 5/1 ARM 7/1 ARM
<=$424K 4.500 3.875 4.375 3.750 3.875 4.125
APR 4.517 3.868 4.378 3.766 3.878 4.128

Please note that the rates are subject to mid-day changes. This is

especially true when stock and bond markets move radically during the day.

Rates above are based on the following assumptions:

1. Loan Amount: See detailed loan amounts under the State name above;
2. Loan-To-Value (LTV):
    - <=75% for Primary Residence Conforming Refinance & Purchase;
    - <=70% for Primary Residence Conforming Cash-Out Refinance;
    - <=75% for Primary Residence Super-Conforming Refinance and Purchase (
except for 7/1 ARM which is <=70%);
    - <=65% for Primary Residence Super-Conforming Cash-Out Refinance;
    - <=75% for Investment Property Conforming Purchase;
    - <=65% for Jumbo Refi & Purchase.
3. Primary Residence (except specified);
4. Single Family Residence;
5. Credit score>=740;
6. With Impound/Escrow Account;
7. 30-day lock;
8. US Citizen or Permanent Resident (Sorry, this is a requirement by the
lender from which the above rates are based)

For Refinance, rates are based on No Point No Fee. So APR for Refinance =
Refinance Rate.

注：以上凡是没有表明利率的loan program，意味着该program做不了no point的贷款
，需要收point才能做。

奇虎贷款目前能做CA、GA、FL, MD, TX, VA和WA等7个州的房屋贷款，欢迎查询：

Northern California:
1525 McCarthy Blvd, Ste 1084
Milpitas, CA 95035
Phone: (408) 883-8283
Fax: (877) 442-7883
arli@tigerloans.com

Southern California:
780 Roosevelt, Ste 120
Irvine, CA 92620
Phone: (949) 829-3863
Fax: (877) 442-7883
apply@tigerloans.com

Texas:
2775 Villa Creek Road, Ste 124
Dallas, TX 75234
Phone: (866) 269-9847
Fax: (877) 442-7883

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